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Long Term Care Insurance

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Can you spare $200 per day to provide a loved one – your mom, your spouse – with the care they need?  What is long term care and who pays for it?  Medicare? Medicaid?  You?  Long-term care insurance helps pay for those medical and non-medical services that would otherwise be paid out of your pocket. Learn the basics of long term care and begin your family’s plan today.

Presenters: Rosemary Souza-Botten and Timolyn Davidson, Northern Insuring Agency

Rosemary Souza-Botten
Rosemary joined Northern Insuring/Northern Benefits in 1989.  As Senior Vice President, Rosemary’s responsibilities include employee benefits marketing and sales management coaching of the Personal, Business and Life & Employee Benefits Divisions.  Rosemary has a Bachelor's Degree in Economics from SUNY Potsdam, holds Life and Accident & Health licenses, and is certified in Consumer Directed Health Care and COBRA Administration.  She holds two designations; Registered Health Underwriter (RHU) and Registered Employee Benefits Consultant (REBC). 

Timolyn Davidson
Timolyn has been with Northern Insuring since 2004. Specializing in employee benefits for small employers, Timolyn has a Bachelor’s Degree in Business, Management & Economics, and holds Life and Accident & Health licenses. She is currently working toward the Registered Health Underwriter designation (RHU), and oversees the day-to-day operations of the Northern Benefits service team. 

Northern Insuring Agency
Northern Insuring Agency, Inc. was founded in 1930 by three Au Sable Forks, NY, businessmen. Today, Northern Insuring services Upstate New York and Vermont from locations in Plattsburgh, Whitehall and Massena with a full range of insurance and employee benefits products and services. Northern Insuring is a part of an elite group of independent insurance agencies selected as “Best Practices” agencies.  To qualify, agencies must rank among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America and Reagan Consulting.  More than 1,200 agencies throughout the U.S. were nominated for the annual study, with only 224 agencies qualifying for the honor.