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Insurance Information

In this Section

Clarkson University requires all students to carry health insurance coverage either through their parent/guardian’s policy – their own policy – or enroll in Clarkson’s Student Health Insurance Plan.

First, it may be useful to understand –

What is health insurance?

Health insurance is a promise by an insurance company or health plan to provide or pay for health care services in exchange for payment of premiums. Most health insurance in the U.S. is private. This means that you must apply to a private company in order to obtain insurance, your application must be approved, and you must make timely payments of your monthly premiums in order to remain insured. Health coverage for individuals is significantly less expensive than coverage that includes family members.

Why is health insurance so important?

Medical care in the United States is very complex and there is no single person or company that is responsible for making sure you get medical care. Individuals are responsible for finding and paying for their medical care – and as mentioned above – laws have changed that requires persons to have access to affordable insurance. Paying for medical services without health insurance can be extremely costly (running into the tens of thousands of dollars). Insurance is designed to protect you from potentially expensive care and treatment as a result of an unexpected illness or accident.

While the selection of health insurance is the responsibility of the student – ISSS can assist with on available insurance plans that meet the U.S. federal government requirements. Please note – it is not acceptable to provide proof of insurance during check-in process and drop or fail to renew this coverage – insurance coverage is for your protection in case of an unexpected injury or illness.

The office of International Student & Scholar Services cannot evaluate, recommend, or endorse any specific health insurance company or policy.

In addition, students entering the U.S. under the J-Exchange Visitor program to study are required to meet minimum coverage requirements – these include –

  • Medical Benefits of at least $100,000 per accident or illness
  • At least $25,000 for Repatriation of Remains
  • At least $50,000 for Medical Evacuation to your home country
  • A deductible of no more than $500 per accident or illness

Resources -

Clarkson University Student Health Insurance

NAFSA International Education Marketplace